Finance

We offer excellent rates of finance, which we arrange in-house to ensure that buying your vehicle with us is as smooth and seamless as possible. We take the time to advise and assist you in selecting the best finance option available to suit your circumstances.

Stonelake of Halifax is a trading name of Copley Motors Ltd who is regulated by the Financial Conduct Authority. Copley Motors Ltd is a credit broker and not a lender; we can introduce you to a number of carefully selected finance providers and may receive a commission for doing so. All finance is subject to status, lender terms/conditions and over 18’s. Representative APR’s available from as low as 7.9%.

Hire Purchase

Hire purchase is one of the most straightforward forms of finance available. The cost of your purchase is spread over 2-5 years with no mileage restrictions and payments are fixed making it easier to budget. At the end of the agreement you own the vehicle.

Personal Contract Plan

The personal contract plan (PCP) is the most popular finance option with the majority of customers and can be spread over 3-4 years with our lenders. The cost of the vehicle is split into monthly payments, which are reduced thanks to a guaranteed future value at the end of the contract with 3 options attached to it:

  • Pay the optional final payment to own the vehicle
  • Part exchange against another vehicle, any equity up and above the guaranteed future value is yours to use as a deposit for another vehicle
  • You can had the vehicle back to the finance company, any equity up and above the guaranteed future value is yours to use as a deposit for another vehicle

** All PCP arrangements are subject to the finance companies terms/conditions including an agreed annual mileage and vehicle fair wear and tear standards ​- Excess mileage charges may apply **

Finance Partners

We work closely with MotoNovo Finance, Alphera Financial Services & Barclays to offer our customers the best available rates when purchasing our vehicles. Representative APR’s available from as low as 7.9%!

Stonelake Finance

Finance options are available for all of our vehicles, we have an in-house finance broking facility offering very competitive rates and terms. Our sales team are on-hand to present tailored finance packages with impartial advice to ensure the most suitable finance options are chosen by you.

Questions?

If you have any questions regarding finance or purchasing a vehicle we have for sale, please call us on 01422 418399 and ask to speak to our Sales Team. Alternatively, fill in the contact form or send us an email by clicking the buttons below.

Contact Our Sales Department

Phone:01422 418 399
Email:[email protected]
Monday – Friday:09:00 – 18:00
Saturday:09:00 – 17:00
Sunday:Closed

Customer Review

“The staff are friendly and polite. They keep you updated on the progress with your vehicle. They have always provided me with a courtesy car to the same standard as my own. They record any issues with your vehicle so that you can see what they are reporting to you (very useful to me as I have no idea / interest in cars). I would happily recommend them.”